personal finance book

Your Money or Your Life: The Best (and Only) Personal Finance Book to Read

Personal finance isn’t a subject taught in the American school system even though it really should be. If you feel dumb as a rock when it comes to your finances you’re not alone. Only 24% of Millennials are considered financially literate. 


Gurus get away with selling you courses and classes for hundreds of dollars while accountants make bank during tax season simply because most of us don’t understand our financial system. No matter where you’re at in your personal finance journey, the best (and arguably only) personal finance book you need to read this year is: Your Money or Your Life by Vicki Robin.

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crop payroll clerk counting money while sitting at table

Are You Middle-Class Poor? Here’s How to Find Out.

I have a confession to make: I’ve never read Your Money or Your Life. Well, until now that is. I stumbled upon it while thrifting last week and dived right in. For those of you unfamiliar with Vicki Robbins or YMOYL, this is the book of all books on financial independence. Everything you’ve read about FIRE or early retirement derived from the ideas first proposed in this book in this book. I’m only a chapter in and I’ve already made a stark realization: I’m middle-class poor.

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